Finance & Loans
CPL Finance

Smart Finance Solutions. Real Outcomes.

As FBAA-certified brokers and Finsure Network partners, CPL Finance compares hundreds of loan products.

Finance & Lending Services We Offer

Getting the right finance isn't just about the lowest rate — it's about finding a structure that fits your goals, cash flow, and tax position. CPL Finance combines broker expertise with access to the full CPL Group advisory ecosystem.

  • Home Loan & Mortgage Broking
  • Refinancing & Debt Consolidation
  • Investment Property Loans
  • Car & Asset Finance
  • Construction Loans
  • Commercial Finance

Access to 50+ Lenders

As Finsure Network partners, we access a broad panel of banks, credit unions, and non-bank lenders — finding products the major banks won't always offer.

Integrated Tax & Property Strategy

Unlike standalone brokers, CPL Finance works alongside our tax and property teams to ensure your loan structure is optimised for tax deductibility and asset growth.

End-to-End Application Support

We handle the paperwork, lender communication, and settlement coordination — so you can focus on what matters, not the red tape.

Ongoing Rate Reviews

The market changes. We proactively review your existing loans to ensure you're always on a competitive rate, and alert you when refinancing makes sense.

Our Lender Network

Access to 50+ Lenders

We compare products across Australia's major banks, credit unions, and non-bank lenders to find the right fit for your situation.

CBA
ANZ
Westpac
NAB
Macquarie
ING
St George
Suncorp
BankWest
Bendigo
BOQ
ME Bank
Pepper
Liberty
Firstmac
AMP
HSBC
Virgin
Resimac
Latitude
CBA
ANZ
Westpac
NAB
Macquarie
ING
St George
Suncorp
BankWest
Bendigo
BOQ
ME Bank
Pepper
Liberty
Firstmac
AMP
HSBC
Virgin
Resimac
Latitude

Logos represent lender names only. CPL Finance is an independent broker and is not affiliated with any listed lender.

Who We Work With

Built for your situation.

Whether you're just starting out or managing a complex portfolio, we tailor our advice to where you are right now.

First Home Buyers

Navigate grants, stamp duty concessions, pre-approval, and avoid common first-timer mistakes.

Property Investors

Investment loan structuring, portfolio financing, and interest-only strategies aligned with your tax position.

Refinancers

Already have a loan? We compare the market and calculate if switching saves you money — then handle the paperwork.

Self-Employed

Low-doc and alt-doc loans for business owners whose income structure doesn't fit standard bank criteria.

Commercial Borrowers

Business loans, equipment finance, and commercial property lending through our lender network.

Calculators & Tools

Mortgage Repayment Calculator

Estimate your monthly repayments and total interest over the life of the loan. Compare principal & interest vs. interest only.

Try the calculator

Frequently Asked Questions

What's the difference between a broker and going directly to a bank?

A mortgage broker works for you, not the bank. We compare products across multiple lenders, identify the best fit for your situation, and often negotiate rates you wouldn't get on your own.

How much can I borrow for a home loan?

Borrowing capacity depends on your income, expenses, credit history, and deposit. We run a full assessment in our initial consultation and give you a realistic picture before you apply.

I was rejected by my bank — can CPL Finance still help?

Often, yes. Different lenders use different credit policies. A rejection from one lender doesn't mean you can't qualify elsewhere. We assess your situation and find lenders whose criteria you meet.

Can you help with refinancing my existing home loan?

Absolutely. Many Australians are on rates significantly higher than what's available today. We compare your current loan to the market and calculate whether refinancing makes financial sense.

Do you charge for your services?

Initial consultations are free. We are typically paid a commission by the lender when your loan settles — we'll always disclose this upfront and transparently.

Get In Touch

Let's start the conversation.

Tell us a bit about what you need. One of our advisors will get back to you within one business day.

🔒 Your information is 100% confidential. We never share your details.

Office Contact

Sydney CBD Office

Phone Number

(02) 9261 0769

Hours

Mon–Fri, 9am–5pm

Ready to Get Started?

Take Control of Your Financial Future Today

Book your complimentary consultation with a CPL Group specialist. No obligation. No jargon. Just clear, actionable advice.

Free 30-min Consultation
No Hidden Fees
FBAA & CPA Certified
Sydney CBD Office